Ways to use The Family Banking Strategy

For Individuals and Families

  • Early access to funds (no 59 1/2 rule, no RMDs)
  • Down payments on real estate
  • College tuition without the limits of 529 plans
  • Supplement retirement without limits or volatility of IRAs and 401(k)s
  • Provide long-term care for loved ones
  • Build multi-generational wealth 

For Businesses

  • Reduce taxes and reliance on banks
  • Fund capital expenditures, real estate and entrepreneurial ventures
  • Insure your business and key employees
  • Offer employees incentives with more stability than a 401(k)
  • Build an exit strategy with retirement income and long-term care